Kwa Lay San

Chief Risk Officer
Expertise in: Risk Management and Asset Management

Since the company’s inception in 2013, Lay San is responsible for asset management and reporting functions for all asset management mandates. She also oversees risk, legal and insurance matters.

Prior to Transport Capital, she was the Chief Risk Officer (2006-2013) at FSL Trust Management Pte. Ltd., the Trustee-Manager of First Ship Lease Trust (a shipping trust listed on the SGX Mainboard), where she was instrumental in the development of proprietary risk management protocols and headed the risk management team in charge of the risk assessment and risk monitoring processes.

Lay San began her career at DBS Bank in 1995 as a Corporate Banker responsible for both relationship and credit management of large corporate clients engaged in shipping, logistics, communications and property development.

From 2003 to 2006, she was a Credit Approver covering the transport and logistics industry with responsibility for approving/supporting credit recommendations and counterpart risk ratings.

She holds a Master of International Management (Honours) degree from Thunderbird, The American Graduate School of International Management, and a Bachelor of Business Administration (Honours and Distinction) degree from the University of Iowa, USA.